Welcome
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchCurrent Rates
Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current Rates
Current variable mortgage rate is
4.30%
Current prime rate is
4.95%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 7.89%
- $756.21
- 7.49%
- $730.93
- $25.28
-
- 1 Year
- 6.15%
- $648.75
- 5.24%
- $595.34
- $53.41
-
- 2 Years
- 5.44%
- $606.90
- 4.79%
- $569.71
- $37.20
-
- 3 Years
- 4.62%
- $560.16
- 4.14%
- $533.64
- $26.53
-
- 4 Years
- 6.01%
- $640.40
- 4.34%
- $544.61
- $95.79
-
- 5 Years
- 4.56%
- $556.81
- 4.19%
- $536.37
- $20.44
-
- 7 Years
- 6.41%
- $664.38
- 5.15%
- $590.17
- $74.20
-
- 10 Years
- 6.81%
- $688.72
- 5.25%
- $595.92
- $92.81
Calculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowHow to Apply
Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
Apply NowThere are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional.
While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
“We are grateful we were able to get a mortgage payment that would fit into our budget better and enable us to pay down debt. We were very comfortable with Brian and felt confident with the information he gave us. He was very knowledgeable and explained things making it very easy to understand. We felt a warm welcome and an eagerness to help us with our situation.” – Ginger & Lee F.
I found dealing with, or trying to deal with my bank very frustrating, however, I was pleased with the speed of the process when working with you and you made me feel like I was your only client! Everything with the lender you chose for me was excellent. I was very satisfied with all aspects of your service and would recommend you to others. -Lisa H.
“We have worked with Brian in the past and enjoy coming into the office and having different options put before us. We found the entire staff very courteous and informative and are grateful for Brian’s calm approach and reassurance that he is working for our best interest. Thanks so much for a great job and easing our minds financially to our retirement in 9 years.” -Murray & Karen M.
“I was tired of the poor service I was receiving from my bank, regarding my mortgage, and was therefore convinced to try working with a Mortgage Agent. The experience was very satisfying as Brian was available, knowledgeable and trustworthy. I particularly enjoyed the intelligent conversations with Brian and Andrea’s attention to detail. I will mention ‘Neighbourhood Dominion Lending, Cobourg’ to anyone in need. Thank you to both Brian and Andrea.” – Allan S.
We are thankful for your tenacious manner in working out funding for us, in a difficult situation. You always had a positive attitude and we felt like you believed in us and wanted to help with our situation. When no one else could arrange financing for us, you came through! Awesome! Thank you! Thank you! Your service is next to none. – Denise W. & Paul A.
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Videos
DLC - Self Employed Mortgage Solution
DLC Mortgage Life Insurance Explained
DLC- Understanding Your Credit Report
DLC - Fixed VS Variable Rates
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