Welcome
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchCurrent Rates
Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current Rates
Current variable mortgage rate is
3.90%
Current prime rate is
4.45%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 7.89%
- $756.21
- 5.99%
- $639.21
- $116.99
-
- 1 Year
- 6.15%
- $648.75
- 4.99%
- $581.04
- $67.71
-
- 2 Years
- 5.44%
- $606.90
- 4.44%
- $550.14
- $56.76
-
- 3 Years
- 4.62%
- $560.16
- 3.94%
- $522.77
- $37.39
-
- 4 Years
- 6.01%
- $640.40
- 4.19%
- $536.37
- $104.03
-
- 5 Years
- 4.56%
- $556.81
- 4.19%
- $536.37
- $20.44
-
- 7 Years
- 6.41%
- $664.38
- 5.10%
- $587.31
- $77.07
-
- 10 Years
- 6.81%
- $688.72
- 5.34%
- $601.11
- $87.61
Calculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowHow to Apply
Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
Apply NowThere are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional.
While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
“..It has been a couple of weeks now since the BIG move and Ian and I are settling nicely in our new dream home. …thank you for making this move a memorable one. We not only found you to be professionally helpful, you have gained our respect and if distance was not a problem, we would thank you in person. This is the third time Ian and I came to you for help in regards to a mortgage and we have no hesitation to refer your company to others who are looking for a new home. You have been so willing to help with all of our concerns and have gone the EXTRA mile to ease our worries, no matter what we threw at you the last minute. You have a way of making people feel like friends and never once did we feel like everyday, ordinary customers. You have treated us with respect and dignity and have gained 100% confidence from our family. With all sincerity.” -Angela & Ian
“We have dealt with Brian previously and once again found him accessible for appointments and returning calls as well as willing to answer our questions and consider our specific situation. We enjoyed the transaction being approved and would refer Brian to someone in the future as he is knowledgeable and trustworthy.” – Sal & Monica C.
“We are grateful we were able to get a mortgage payment that would fit into our budget better and enable us to pay down debt. We were very comfortable with Brian and felt confident with the information he gave us. He was very knowledgeable and explained things making it very easy to understand. We felt a warm welcome and an eagerness to help us with our situation.” – Ginger & Lee F.
“The initial meeting with Brian convinced me to work with NDLC. He had the information I needed, didn’t try to SELL me on anything, and really understood my position. The best part about this process was the meetings with Brian as he was able to clearly explain everything that I needed to know about mortgages with a focus on what was important to me, which enabled him to get the best mortgage for me. Thank you so much for making a very daunting process very smooth and worry-free. With your help I feel confident in undertaking this financial investment/responsibility!” – Ricky P.
“I was tired of the poor service I was receiving from my bank, regarding my mortgage, and was therefore convinced to try working with a Mortgage Agent. The experience was very satisfying as Brian was available, knowledgeable and trustworthy. I particularly enjoyed the intelligent conversations with Brian and Andrea’s attention to detail. I will mention ‘Neighbourhood Dominion Lending, Cobourg’ to anyone in need. Thank you to both Brian and Andrea.” – Allan S.
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Videos
DLC - Self Employed Mortgage Solution
DLC Mortgage Life Insurance Explained
DLC- Understanding Your Credit Report
DLC - Fixed VS Variable Rates
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