Welcome
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchCurrent Rates
Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current Rates
Current variable mortgage rate is
3.90%
Current prime rate is
4.45%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 7.89%
- $756.21
- 5.99%
- $639.21
- $116.99
-
- 1 Year
- 6.15%
- $648.75
- 4.99%
- $581.04
- $67.71
-
- 2 Years
- 5.44%
- $606.90
- 4.44%
- $550.14
- $56.76
-
- 3 Years
- 4.62%
- $560.16
- 3.94%
- $522.77
- $37.39
-
- 4 Years
- 6.01%
- $640.40
- 4.19%
- $536.37
- $104.03
-
- 5 Years
- 4.56%
- $556.81
- 4.19%
- $536.37
- $20.44
-
- 7 Years
- 6.41%
- $664.38
- 5.10%
- $587.31
- $77.07
-
- 10 Years
- 6.81%
- $688.72
- 5.34%
- $601.11
- $87.61
Calculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowHow to Apply
Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
Apply NowThere are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional.
While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
I enjoyed talking to Brian about the options available to me and appreciated that he spent the time to discuss them with me. Brian was always available to meet with me, return my phone calls, answer my questions and keep my personal needs in mind. I trust Brian and his advice and appreciated his suggestion to go with a longer amortization schedule, in order to increase our monthly cash flow. I would suggest Brian’s services to others as I appreciated his follow up and the help he offered me in refinancing my home. – Sal & Sandy C.
“Thank you so much for all your help. It was a pleasure working with you. We greatly appreciated your quick response to answering all our questions and keeping us up to date with the status of our loan application. You’re very professional, courteous, and knowledgeable. Thanks to you, we’re saving hundreds of dollars per month on our credit card bills.” -Ulysses & Yolanda R.
“The initial meeting with Brian convinced me to work with NDLC. He had the information I needed, didn’t try to SELL me on anything, and really understood my position. The best part about this process was the meetings with Brian as he was able to clearly explain everything that I needed to know about mortgages with a focus on what was important to me, which enabled him to get the best mortgage for me. Thank you so much for making a very daunting process very smooth and worry-free. With your help I feel confident in undertaking this financial investment/responsibility!” – Ricky P.
“We were most pleased with the ease at which both Andrea and Brian made us feel. They were always there to answer any questions or concerns and made us feel comfortable. We have worked with Brian in the past and have had great results, which is why we chose to work with him again. We are grateful for you helping us with our financial needs.” – Pam & Kevin L.
“I was tired of the poor service I was receiving from my bank, regarding my mortgage, and was therefore convinced to try working with a Mortgage Agent. The experience was very satisfying as Brian was available, knowledgeable and trustworthy. I particularly enjoyed the intelligent conversations with Brian and Andrea’s attention to detail. I will mention ‘Neighbourhood Dominion Lending, Cobourg’ to anyone in need. Thank you to both Brian and Andrea.” – Allan S.
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Videos
DLC - Self Employed Mortgage Solution
DLC Mortgage Life Insurance Explained
DLC- Understanding Your Credit Report
DLC - Fixed VS Variable Rates
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