Welcome
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchCurrent Rates
Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current Rates
Current variable mortgage rate is
3.90%
Current prime rate is
4.45%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 7.89%
- $756.21
- 5.99%
- $639.21
- $116.99
-
- 1 Year
- 6.15%
- $648.75
- 4.99%
- $581.04
- $67.71
-
- 2 Years
- 5.44%
- $606.90
- 4.44%
- $550.14
- $56.76
-
- 3 Years
- 4.62%
- $560.16
- 3.94%
- $522.77
- $37.39
-
- 4 Years
- 6.01%
- $640.40
- 4.19%
- $536.37
- $104.03
-
- 5 Years
- 4.56%
- $556.81
- 4.19%
- $536.37
- $20.44
-
- 7 Years
- 6.41%
- $664.38
- 5.10%
- $587.31
- $77.07
-
- 10 Years
- 6.81%
- $688.72
- 5.34%
- $601.11
- $87.61
Calculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowHow to Apply
Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
Apply NowThere are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional.
While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
“We enjoyed the personal interaction we had with Brian. He was always available to meet with us and really knew what he was talking about. He sought to understand our needs and interests and we were pleased with the savings he was able to help us make, through refinancing our mortgage. We have already referred his services to some of our friends.” – Kevin & Rachel D.
“The initial meeting with Brian convinced me to work with NDLC. He had the information I needed, didn’t try to SELL me on anything, and really understood my position. The best part about this process was the meetings with Brian as he was able to clearly explain everything that I needed to know about mortgages with a focus on what was important to me, which enabled him to get the best mortgage for me. Thank you so much for making a very daunting process very smooth and worry-free. With your help I feel confident in undertaking this financial investment/responsibility!” – Ricky P.
Brian and Deb: “I just wanted to thank you for helping me with my mortgage on my new home. You were both professional and I learned a lot of valuable information that you provided me about money. I would recommend your services to anyone in the mortgage market, as I was 100% satisfied. Many thanks to my friend who recently used you , and referred you to me!” – Paul A.
“I was tired of the poor service I was receiving from my bank, regarding my mortgage, and was therefore convinced to try working with a Mortgage Agent. The experience was very satisfying as Brian was available, knowledgeable and trustworthy. I particularly enjoyed the intelligent conversations with Brian and Andrea’s attention to detail. I will mention ‘Neighbourhood Dominion Lending, Cobourg’ to anyone in need. Thank you to both Brian and Andrea.” – Allan S.
“…I wanted to thank you both for all the hard work you did for me (and patience). I really appreciate it. I’m already working on pricing some windows for my house. You guys are an amazing team. Whenever I hear someone in need of financing, I will definitely send them to you.” – Debbie M.
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Videos
DLC - Self Employed Mortgage Solution
DLC Mortgage Life Insurance Explained
DLC- Understanding Your Credit Report
DLC - Fixed VS Variable Rates
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